FTMO vs FundingPips
Side-by-side comparison of pricing, profit splits, drawdown rules, payouts and Trustpilot ratings.
FTMO vs FundingPips: Overview
FTMO and FundingPips both target funded traders, but they differ in pricing, payout terms and rules. FTMO is rated 4.8/5 from 44,107 Trustpilot reviews, while FundingPips sits at 4.5/5 from 52,783.
Headline terms: FTMO advertises a 80% (2-Step) / 90% (1-Step & Instant) profit split with payouts that are on-demand, and a maximum allocation of $2,000,000. FundingPips advertises Up to 100%, weekly, bi-weekly, on-demand, monthly payouts and $2,000,000 maximum allocation.
FTMO vs FundingPips: Full Comparison
All figures below come from the firms' published terms in our dataset. Challenge prices show the cheapest option for each shared account size.
| Feature | FTMO4.8(44,107) | FundingPips4.5(52,783) |
|---|---|---|
| Trustpilot Rating | 4.8/5 | 4.5/5 |
| Trustpilot Reviews | 44,107 | 52,783 |
| Profit Split | 80% (2-Step) / 90% (1-Step & Instant) | Up to 100% |
| Payout Frequency | 14 days from first trade | Weekly, Bi-weekly, On-demand, Monthly |
| Minimum Payout | $20 / $50 | No minimum for crypto, $500 for RISE |
| Max Allocation | $2,000,000 | $2,000,000 |
| Founded | 2015 | 2022 |
| Country | CZ | AE |
| Platforms | MT4, MT5, cTrader, TradingView | MT5, cTrader, Match Trader |
| Assets | Forex, Crypto, Indices, Metals, Energies, Stocks | Forex, Crypto, Indices, Metals, Energies |
| Challenge Types | 2-Step Challenge, 1-Step Challenge | 1-Step, 2-Step, 2-Step Pro, Zero |
Challenge Prices | ||
| Account Size | FTMO | FundingPips |
| $10,000 | €79 | $66Best |
| $25,000 | €199 | $156Best |
| $50,000 | €319 | $289Best |
| $100,000 | €399 | $399Best |
Pricing & Payouts
FTMO challenges start at €79; FundingPips starts at $29. Lower entry prices reduce the cost of testing a firm, but payout reliability and rule quality matter more in the long run.
FTMO pays from day 14 after the first trade with a minimum payout of $20 / $50, while FundingPips pays weekly, bi-weekly, on-demand, monthly with a minimum of No minimum for crypto, $500 for RISE.
Rules & Challenge Structure
FTMO: 2-step, 10% / 5% target, 5% daily DD, 10% max DD, 4 days min days.
FundingPips: 2-step, 8% / 5% target, 5% (2-Step) / 3% (1-Step) daily DD, 10% (2-Step) / 6% (1-Step) max DD, 3 days min days.
Rules vary between challenge models. Always confirm the current terms on the firm's official website before purchasing.
Our Verdict
Neither firm is universally better: the right choice depends on your account size, how often you want to withdraw and how much drawdown you can trade with. FTMO offers larger maximum allocation, stronger Trustpilot rating; FundingPips offers equal or higher profit split, larger maximum allocation, cheaper entry challenge.
Choose FTMO if...
You value larger maximum allocation, stronger Trustpilot rating and want on-demand payouts.
Choose FundingPips if...
You prefer equal or higher profit split, larger maximum allocation, cheaper entry challenge and a Up to 100% profit split.
Frequently Asked Questions
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